[dropcap]W[/dropcap]e baby boomers born in the days of Truman and Eisenhower had the best deal going. The infrastructure was untouched from the war, we had money to lend to Europe for rebuilding, poverty decreased in all levels of society, and the dream of a college education became more than just a dream.

The tuition rates were on par with the student’s ability to pay based on what he could earn during the summer months living at home. As for myself I started college with a savings account...