[dropcap]W[/dropcap]hen your children leave home and you become an “empty nester,” you’ll probably make several adjustments in your lifestyle. But how will your empty nest status affect your financial situation?Everyone’s story is different, involving a range of variables. But here are a few issues to consider:Insurance – If your kids are through school, your mortgage is nearly paid off and your spouse has accumulated a reasonable amount of money in an employer-spo...