[dropcap]S[/dropcap]eptember is Life Insurance Awareness Month.  And “awareness” is an appropriate designation, because many people remain unaware of the many ways in which life insurance can help families meet their key financial goals. Here are three of the biggest of these objectives, as seen through the eyes of a hypothetical couple, Jim and Joan:

Pay off mortgage

Jim and Joan have a 30-year mortgage. If one of them dies well before that mortgage is paid off, could the other one ...