If you’re a single woman, most of your financial challenges and aspirations may resemble those of single men.

Men and women face the same economic stress factors of modern life, and both groups have similar financial goals, such as the ability to retire comfortably. But women still face specific obstacles. You need to be aware of these challenges – and do everything you can to overcome them.

For example, women still face a wage gap. In 2017, women earned 82% of what men earned, accord...