As Millennial’s personal finance habits shift consumer living and buying trends, experts and young adults alike are embracing these changes.

However, high student debt, stagnant wages and rising cost of living is leaving some Millennials needing to push off buying homes, getting married and having families in order to invest their dollars on living life in the moment.

“Saving is obviously important, and I believe most people my age do that, but I don’t mind spending more money i...