N ow that 2015 is upon us, you may be thinking about making some New Year’s resolutions. Perhaps you’ll decide to take up a musical instrument, or hit the gym more often, or even learn a new language. All these are worthy goals, of course — but you could also gain some key benefits by working to ach...

L ike everyone else, you have financial goals. To help achieve these goals, you may need to invest — and when you invest, you’ll need to take on some risk. But the more you understand this risk, and the better you are at managing it, the greater your potential for staying invested for the long term....

By Janet Ross A s 2014 draws to a close, you may want to look back on the progress you’ve made this past year in various areas of your life — and that certainly includes progress toward your financial goals. At the same time, you may want to make some end-of-year moves that can close out 2014 on a p...

I t’s almost Thanksgiving, a holiday that once celebrated the harvest season. Although many of us today may not be directly connected to agriculture, we still gather on Thanksgiving with our loved ones to share whatever “bounty” we may have. But this practice doesn’t have to begin and end with food....

By Janet Ross N ovember is Long-Term Care Awareness Month – a month dedicated to educating the public about the need to prepare for the potentially devastating costs of long-term care. And the more you know about these expenses, the better prepared you will be to deal with them.  To begin with, just...

A s an investor, you may find that the elements of your portfolio that seem to draw most of your attention are stocks and bonds. After all, these investment vehicles, and others derived from them, provide you with potential growth and income opportunities - which is why you invest in the first place...

O n Sept. 1, we observe Labor Day — a celebration of the American worker. Of course, you work hard at your own job. But when you think of it, every worthwhile endeavor in life requires significant effort — and that’s certainly the case with investing. The harder you work at it, the more likely you a...

By Moses Leos III K yle resident Kathy Moore had enough after working for 25 years as a phlebotomist, or lab technician.  She didn’t like the direction the profession was going in – longer hours and shorter staffing. Learning a new job at her age was akin to going “from the fryer to the frying pan.”...

I t probably doesn’t happen as much as you’d like, but from time to time, you have some extra disposable income. When this happens, how should you use the funds? Assuming you have adequate emergency savings — typically, three to six months’ worth of living expenses — should you pay off debts, or fun...

H ere’s an interesting statistic: Over the past three decades, the centenarian population in the United States has grown about 66%, according to the U.S. Census Bureau. Of course, this doesn’t necessarily mean that you have a good chance of living to 100 — but the possibility may not be as remote as...