Rising credit card and student loan debt, along with a struggles to plan for the future, are byproducts of financial illiteracy in the younger population, according to Alexander Joyce, a national retirement planner. Joyce believes a “lack of knowledge or interest in financial matters” has contribute...

y most measures, 2017 was a pretty good year for investors. But what can you expect in 2018? It’s difficult to precisely predict the immediate future of the financial markets. However, many signs point to improved global economic growth and rising corporate earnings – both of which are important dri...

s the year draws to a close, it’s a good time to review your progress toward your financial goals. But on what areas should you focus your attention? Of course, you may immediately think about whether your investments have done well. When evaluating the performance of their investments for a given y...

ith the holiday season upon us, you may be getting pretty busy. But once the holidays are over, you’ll enter into a new season – tax season. The filing deadline for the 2017 tax year is April 17, 2018, but until that date – and especially before the end of the calendar year – you may want to explore...

ou probably already know about the two big shopping days – Black Friday and Cyber Monday – that follow Thanksgiving. But did you know that Giving Tuesday is observed on Nov. 28? By showing your generosity on this day and throughout the holiday season, you can benefit charitable organizations and you...

ou may spend decades contributing to your IRA and 401(k). But, eventually, you’ll need to use this money. Before that day arrives, you’ll want to be familiar with the rules governing withdrawals – and you’ll want to know just how much you should take out. To begin with, withdrawals from traditional ...

alloween is almost upon us. Of course, on Halloween night, you may see a parade of monsters, demons, Transformers and other frightening individuals stopping by your house, exercising their right to demand candy. Fortunately, their appearance will be unlikely to cause you unpleasant dreams. But some ...

f you want to enjoy a comfortable retirement lifestyle, you don’t need to have been born rich or even to have earned scads of money during your working years. But you do need to make the right moves at the right time – which means you might want to start a “retirement countdown” well before you draw...

eptember is Life Insurance Awareness Month.   And “awareness” is an appropriate designation, because many people remain unaware of the many ways in which life insurance can help families meet their key financial goals. Here are three of the biggest of these objectives, as seen through the eyes of a ...

ext week, we observe Labor Day, a celebration of the American worker. You work hard your whole life with the hope that your efforts will ultimately allow you to achieve your financial goals, such as a comfortable retirement. But for that to happen, you may need to apply some of the lessons of the wo...